{"id":8198,"date":"2019-07-05T10:00:00","date_gmt":"2019-07-05T08:00:00","guid":{"rendered":"https:\/\/www.bizouard.com\/blog\/2019\/07\/05\/les-francais-champions-de-lepargne\/"},"modified":"2019-09-11T12:00:11","modified_gmt":"2019-09-11T10:00:11","slug":"les-francais-champions-de-lepargne","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2019\/07\/05\/les-francais-champions-de-lepargne\/","title":{"rendered":"Les Fran\u00e7ais, champions de l\u2019\u00e9pargne"},"content":{"rendered":"<p>OpinionWay s\u2019est r\u00e9cemment int\u00e9ress\u00e9 au comportement des Fran\u00e7ais vis-\u00e0-vis de leur \u00e9pargne. \u00c0 en croire ce sondage r\u00e9alis\u00e9 aupr\u00e8s de 2\u00a0470\u00a0personnes \u00e2g\u00e9es de 18\u00a0ans et plus, 89\u00a0% des Fran\u00e7ais poss\u00e8dent un produit d\u2019\u00e9pargne. Ils sont m\u00eame 67\u00a0% \u00e0 en poss\u00e9der plusieurs. Sans surprise, c\u2019est le Livret\u00a0A qui est le plus souscrit malgr\u00e9 sa faible rentabilit\u00e9 (taux d\u2019int\u00e9r\u00eat de 0,75\u00a0%). Sur ces v\u00e9hicules de placement, les Fran\u00e7ais \u00e9pargnent en moyenne 44\u00a0217\u00a0\u20ac. Mais, fait marquant, ils sont 69\u00a0% \u00e0 ne pas savoir combien leur \u00e9pargne leur rapporte\u00a0!<\/p>\n<p>Consult\u00e9s sur leurs motivations \u00e0 \u00e9pargner, les Fran\u00e7ais r\u00e9pondent \u00e0 46\u00a0% mettre de c\u00f4t\u00e9 pour pouvoir faire face aux impr\u00e9vus du quotidien (remplacement d\u2019appareil m\u00e9nager\u2026). Vient ensuite \u00e0 24\u00a0% la possibilit\u00e9 de dissocier ses \u00e9conomies du compte courant. Puis, le financement de projets \u00e0 long terme pour 22\u00a0% (achat immobilier, pr\u00e9paration de la retraite, financement des \u00e9tudes des enfants\u2026). Et pour 7\u00a0%, l\u2019\u00e9pargne accumul\u00e9e serait d\u00e9di\u00e9e pour des projets de court terme (voyage, financement d\u2019une voiture).<\/p>\n<p>Les Echos Publishing 2019<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Selon un sondage, 89\u00a0% des Fran\u00e7ais poss\u00e8dent un produit d\u2019\u00e9pargne.<\/p>\n","protected":false},"author":5,"featured_media":8199,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"yes","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35,36],"tags":[44],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/8198"}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=8198"}],"version-history":[{"count":1,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/8198\/revisions"}],"predecessor-version":[{"id":8214,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/8198\/revisions\/8214"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/8199"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=8198"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=8198"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=8198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}