{"id":7251,"date":"2019-02-08T15:00:00","date_gmt":"2019-02-08T14:00:00","guid":{"rendered":"https:\/\/www.bizouard.com\/blog\/2019\/02\/08\/une-annee-2018-favorable-a-lassurance-vie\/"},"modified":"2019-03-25T12:00:09","modified_gmt":"2019-03-25T11:00:09","slug":"une-annee-2018-favorable-a-lassurance-vie","status":"publish","type":"post","link":"https:\/\/www.bizouard.com\/blog\/2019\/02\/08\/une-annee-2018-favorable-a-lassurance-vie\/","title":{"rendered":"Une ann\u00e9e\u00a02018 favorable \u00e0 l\u2019assurance-vie"},"content":{"rendered":"<p>La F\u00e9d\u00e9ration fran\u00e7aise de l\u2019assurance (FFA) a dress\u00e9 le bilan de l\u2019ann\u00e9e\u00a02018 en mati\u00e8re d\u2019assurance-vie. Globalement, ce support d\u2019\u00e9pargne s\u2019en est bien sorti puisque la collecte nette (les d\u00e9p\u00f4ts moins les retraits) s\u2019est \u00e9tablie \u00e0 22,4\u00a0milliards d\u2019euros, soit 8,3\u00a0milliards d\u2019euros de plus qu\u2019en\u00a02017. Une performance qui a \u00e9t\u00e9 r\u00e9alis\u00e9e en d\u00e9pit d\u2019un mois de d\u00e9cembre en repli (-0,6\u00a0milliard d\u2019euros). Ce repli s\u2019explique par une chute de l\u2019investissement en unit\u00e9s de compte suscit\u00e9e par les inqui\u00e9tudes des \u00e9pargnants face \u00e0 la volatilit\u00e9 du march\u00e9 (0,2\u00a0milliard en d\u00e9cembre\u00a02018 contre 2,1\u00a0milliards en d\u00e9cembre\u00a02017). Il n\u2019en demeure pas moins que 2018\u00a0a \u00e9t\u00e9 une ann\u00e9e record en termes de volumes de souscription d\u2019unit\u00e9s de compte avec 39,5\u00a0milliards d\u2019euros.<\/p>\n<p>Troisi\u00e8me meilleure collecte brute annuelle apr\u00e8s\u00a02010 et\u00a02006, le montant total des cotisations collect\u00e9es par les soci\u00e9t\u00e9s d\u2019assurance en\u00a02018 a \u00e9t\u00e9 de 140,1\u00a0milliards d\u2019euros (134,6\u00a0milliards d\u2019euros en\u00a02017). Les prestations ont, quant \u00e0 elles, recul\u00e9 \u00e0 117,7\u00a0milliards d\u2019euros (126,3\u00a0milliards d\u2019euros en\u00a02017). Et l\u2019encours des contrats d\u2019assurance-vie (provisions math\u00e9matiques\u00a0+\u00a0provisions pour participation aux b\u00e9n\u00e9fices) s\u2019est \u00e9lev\u00e9 \u00e0 1\u00a0700\u00a0milliards d\u2019euros \u00e0 fin d\u00e9cembre\u00a02018, en progression de 1\u00a0% sur un an.<\/p>\n<p><cite class=\"reference\"><a href=\"https:\/\/www.ffa-assurance.fr\/\" class=\"target-blank\"><br \/>\n               Communiqu\u00e9 de presse de la F\u00e9d\u00e9ration fran\u00e7aise de l\u2019assurance du 4\u00a0f\u00e9vrier\u00a02019<br \/>\n            <\/a><\/cite><\/p>\n<p>Les Echos Publishing 2019<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Selon la F\u00e9d\u00e9ration fran\u00e7aise de l\u2019assurance, l\u2019assurance-vie b\u00e9n\u00e9ficie d\u2019un bilan\u00a02018 positif avec une collecte nette de plus de 22\u00a0milliards d\u2019euros.<\/p>\n","protected":false},"author":5,"featured_media":7252,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"yes","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35,36],"tags":[44],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/7251"}],"collection":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/comments?post=7251"}],"version-history":[{"count":1,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/7251\/revisions"}],"predecessor-version":[{"id":7259,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/posts\/7251\/revisions\/7259"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media\/7252"}],"wp:attachment":[{"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/media?parent=7251"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/categories?post=7251"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bizouard.com\/wp-json\/wp\/v2\/tags?post=7251"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}